Help to buy

Help to buy shared equity loans are available to both first-time buyers and home movers wishing to purchase new-build homes worth up to £300,000.

With Help to buy - Wales:

  • buyers need to contribute a deposit equal to 5% of the property price
  • the Welsh Government (through Help to Buy (Wales) Ltd) will fund a shared equity loan for up to 20% of the purchase price
  • buyers will then need to secure a mortgage to cover the remaining balance
  • buyers won't be able to sub-let their home

Are you eligible?

  • Are you buying a new-build home up to the value of £300,000?
  • Do you have a minimum 5% personal deposit?
  • Can you afford repayments on a conventional 75% repayment mortgage?
  • Are you buying the property for personal residence?

For full details on the scheme please visit